What is a Personal/Installment Loan?
Installment or Personal loans are those that allow you to borrow a certain, previously set amount of money, unlike credit cards or a line of credit. Before you take out one of these loans, you should know exactly how much you need to borrow. Once you’ve borrowed the money, you must pay it back in installments over a set period of time. These loans are great for paying off sudden, unexpected bills or expenses. Financial emergencies can pop up at any time. Personal loans are a great way to keep you from missing any payments on these emergency expenses. Empire Loan offer personal loans up to $1,000.
Why Do I Need a Personal Loan?
If you have experienced an unexpected financial setback such as an emergency room visit, medical bills, or car repairs, a personal loan can be a lifesaver in terms of getting you the money you need quickly. A huge benefit of these loans is that they offer a predictable, set payment schedule and amount which makes it easy to budget around. From the very beginning of the loan process, you have a schedule of all payments and a set date for your last installment. There are no surprises and repayment is easy. Personal loans are a great solution for anyone struggling with an emergent financial situation and is looking for immediate relief with the ability to repay over time.
How Can I Get a Personal Loan?
Empire Loan makes getting personal loans easy! We have a guaranteed application processing time of 30 minutes or less, so it is easier than ever to get cash fast when you need it most. First, contact one of our loan specialists and fill out your personal loan application. Once we have your application, we process it instantly. Once your application is processed, we will let you know of any documentation we will need as proof of your ability to repay the loan. This could include proof of your income, bank statements, or other documentation. Personal loans require a couple of good credit references to get you qualified. Our team also verifies that you have enough income to make your payment on top of your other monthly expenses.
Why Choose Empire Loan?
Empire Loan is the best choice if you are in need of a personal or installment loan. From our outstanding customer service to our trusted history and involvement within our CSRA community, we are here for you every step of the way. Our customer service representatives are here to help you with any questions you may have regarding your loan. We are here for you from the start of the application process until the very end. If you are considering an installment loan or if you have any questions regarding the process, contact us today. We can be reached at 706-724-1836 and we are conveniently located at 1944 Walton Way, Suite J, in Augusta, Georgia.
*All loans are subject to our liberal credit policy and credit limitations, if any*